Vehicle report

2020 Toyota Tacoma

Fair price, market signal, reviews, and common issues — all in one place. Tuned to ZIP 43215 (from your location).

Fair price range

$19,200

$18,050 — $20,350

high confidence

Est. out-the-door

$21,242

$20,009 — $22,475

in Ohio (7.25% tax + fees)

What's shaping this price

  • Age (6 yrs)−$14,260

    9%/yr for truck

  • Mileage (40,000)+$480

    32,000 under expected

Local market signal · 432xx

Avg days on market

46

from 55 comparable listings

30-day price trend

↓ 4.7%

cooling

Prices for this trim in 432xx are trending down — a buyer's edge right now.

Price over its life

2020 → 2026
$22.7k$26.1k$29.6k$33k$19.2k2020202120222023202420252026

Anchored on the original manufacturer MSRP for this trim, curved to today's typical price via segment depreciation.

Next 5 years (forecast)

2026 → 2031
$12.5k$14.7k$17k$19.2k$10.2k202620272028202920302031

Projected from today's typical price using the segment's annual depreciation rate, with a small penalty for accumulated mileage. Rough forecast — actual resale value swings with the used-car market.

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Affordability72-month loan · Ohio · 1,000 mi/mo

Potential monthly cost of ownership

Loan + insurance + gas — the three big monthly line items.

Estimated monthly total

Loan + insurance + gas

$604/mo

  • Auto loan

    72 months · 10% down · 7.5% APR (national avg)

    $299/mo

  • Insurance

    Full coverage · Ohio average for trucks

    $102/mo

  • Gas

    21 mpg combined · $4.27/gal · 1,000 mi/mo

    $203/mo

Estimated payments — actual rates depend on credit, coverage, and driving.

Long-term ownership costsDepreciation + maintenance over 5 years, assuming 12,000 mi/yr

$12,719over 5 yrs

~$2,544/yr

  • Depreciation

    $7,219

    Segment: truck

  • Maintenance

    $5,500

    segment ballpark

Depreciation projected from segment averages against today’s typical price; maintenance is an AAA-derived segment ballpark. Loan, insurance, and gas are covered in the Affordability section above.

Safety ratingsOfficial NHTSA crash-test scores + owner complaint volume20 NHTSA complaints
  • Overall

    ★★★★★

    4.0 of 5

  • Frontal crash

    ★★★★★

    4.0 of 5

  • Side crash

    ★★★★★

    5.0 of 5

  • Rollover

    ★★★★★

    4.0 of 5

Averaged across 4 tested body/cab configurations (NHTSA scores by variant).

Safety recallsOfficial NHTSA campaigns for this year / make / model1 total
  • FUEL SYSTEM, GASOLINE:DELIVERY:FUEL PUMP

    Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2018-2019 4Runner, 2019-2020 Avalon, 2019 Corolla Hatchback, 2017-2019 Highlander, 2018-2020 Camry, 2020 Corolla, 2018-2019 Land Cruiser, 2017-2020 Tacoma, 2019-2020 RAV4, 2019-2020 Sequoia, 2017-2020 Sienna, 2019-2020 Tundra, 2018-2020 Lexus ES350, 2017 Lexus GS200t, 2017-2019 Lexus GS350, 2019 Lexus GS300, 2018-2020 Lexus LC500h, 2019-2020 Lexus LS500, 2018-2019 Lexus GX460, 2017 Lexus IS200t, 2019 Lexus IS300, 2019 Lexus IS350, 2018-2020 Lexus LC500, 2018 Lexus LS500, 2019 Lexus LS500h, 2018-2019 Lexus LX570, 2017 Lexus RC200t, 2019 Lexus RC300, RC350, 2017 and 2019-2020 Lexus RX350, 2018-2020 RX350L, 2019 Lexus UX200, 2018-2019 Lexus NX300 vehicles. The low-pressure fuel pump inside the fuel tank may fail.

    20V682000 · Apr 11, 2020

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  • Reviewer summary — what pro reviewers and real owners agree — and disagree — on
  • Common issues to watch for — model-specific problems, ranked by severity, with sources
  • What real buyers paid — actual out-the-door prices extracted from Reddit threads

Ownership economics

Real market data

  • 5-year total cost of ownership — depreciation + fuel + insurance + maintenance, itemized
  • EPA fuel economy — real MPG + annual fuel cost for this trim
  • Safety ratings + recalls — official NHTSA scores and every open campaign

Curated sources

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  • Top 5 editorial reviews — from MotorTrend, C&D, Edmunds, Autoblog, and more
  • Top 5 video reviews — ranked YouTube reviews for this exact year and trim
  • Top 5 owner threads — real ownership discussions from auto subreddits

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