Vehicle report

2020 Ford F-150

Fair price, market signal, reviews, and common issues — all in one place. Tuned to ZIP 43215 (from your location).

Fair price range

$23,300

$21,900 — $24,700

high confidence

Est. out-the-door

$25,639

$24,138 — $27,141

in Ohio (7.25% tax + fees)

What's shaping this price

  • Age (6 yrs)−$17,285

    9%/yr for truck

  • Mileage (40,000)+$581

    32,000 under expected

Local market signal · 432xx

Avg days on market

32

from 44 comparable listings

30-day price trend

↓ 3.7%

cooling

Prices for this trim in 432xx are trending down — a buyer's edge right now.

Price over its life

2020 → 2026
$27.5k$31.7k$35.8k$40k$23.3k2020202120222023202420252026

Anchored on the original manufacturer MSRP for this trim, curved to today's typical price via segment depreciation.

Next 5 years (forecast)

2026 → 2031
$15.1k$17.8k$20.6k$23.3k$12.4k202620272028202920302031

Projected from today's typical price using the segment's annual depreciation rate, with a small penalty for accumulated mileage. Rough forecast — actual resale value swings with the used-car market.

Get your ZIP-tuned estimate

Prices vary by region. See what a 2020 Ford F-150 sells for in your area.

Estimate for my ZIP →
Affordability72-month loan · Ohio · 1,000 mi/mo

Potential monthly cost of ownership

Loan + insurance + gas — the three big monthly line items.

Estimated monthly total

Loan + insurance + gas

$725/mo

  • Auto loan

    72 months · 10% down · 7.5% APR (national avg)

    $363/mo

  • Insurance

    Full coverage · Ohio average for trucks

    $102/mo

  • Gas

    24 mpg combined · $6.24/gal · 1,000 mi/mo

    $260/mo

Estimated payments — actual rates depend on credit, coverage, and driving.

Long-term ownership costsDepreciation + maintenance over 5 years, assuming 12,000 mi/yr

$14,260over 5 yrs

~$2,852/yr

  • Depreciation

    $8,760

    Segment: truck

  • Maintenance

    $5,500

    segment ballpark

Depreciation projected from segment averages against today’s typical price; maintenance is an AAA-derived segment ballpark. Loan, insurance, and gas are covered in the Affordability section above.

Safety ratingsOfficial NHTSA crash-test scores + owner complaint volume20 NHTSA complaints
  • Overall

    ★★★★★

    4.3 of 5

  • Frontal crash

    ★★★★★

    4.3 of 5

  • Side crash

    ★★★★★

    5.0 of 5

  • Rollover

    ★★★★★

    4.0 of 5

Averaged across 8 tested body/cab configurations (NHTSA scores by variant).

Safety recallsOfficial NHTSA campaigns for this year / make / model11 total
  • TIRES:BEAD

    Ford Motor Company (Ford) is recalling certain 2020 F-150 trucks equipped with 17-inch spare tires. The spare tire could have been damaged when it was installed on the rim.

    19V903000 ·

  • EXTERIOR LIGHTING:HEADLIGHTS

    Ford Motor Company (Ford) is recalling certain 2018-2020 F-150 trucks equipped with high series LED headlamps with Autolamp (On/Off) functionality. The Daytime Running Lamps (DRL) may remain activated instead of dimming to parking lamps when the Master Lighting Switch (MLS) is manually rotated from the "Autolamps" switch position to "Headlamps On." As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 108, "Lamps, Reflective Devices and Associated Equipment."

    20V097000 ·

  • ELECTRICAL SYSTEM:12V/24V/48V BATTERY:CABLES

    Ford Motor Company (Ford) is recalling certain 2019-2020 F-150 vehicles. The fastener securing the Power Distribution Box (PDB) 12V cable and Battery Monitoring System (BMS) eyelets to the positive battery terminal may loosen and affect the vehicle's systems such as instrument panel displays and braking or steering assist. The engine could also stall.

    19V805000 · Dec 11, 2019

  • BACK OVER PREVENTION: SENSING SYSTEM: CAMERA

    Ford Motor Company (Ford) is recalling certain 2020 Ford F-150, F-250, F-350, F-450, F-550, Explorer, Mustang, Transit, Expedition, Escape, Ranger and Edge, and Lincoln Nautilus and Corsair vehicles. Due to a poor electrical connection, the rearview camera may intermittently display a blank or distorted image. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 111, "Rear Visibility."

    20V575000 ·

  • ELECTRICAL SYSTEM:STARTER ASSEMBLY

    Ford Motor Company (Ford) is recalling certain 2020 F-150 vehicles. An incorrect attachment nut may have been used to attach the battery positive (B+) power supply cable to the starter motor, possibly affecting the electrical conductivity, resulting in excess heat and electrical arcing.

    20V467000 · Oct 8, 2020

  • POWER TRAIN:AUTOMATIC TRANSMISSION:GEAR POSITION INDICATION (PRNDL)

    Ford Motor Company (Ford) is recalling certain 2020 Ranger and F-150 vehicles equipped with 10-speed automatic transmissions and certain 2020 Expedition vehicles equipped with a "police" package. The transmission shift cable lock clip may not be fully seated, allowing the transmission to actually be in a different gear than the gear shift position selected by the driver.

    20V197000 · Mar 4, 2020

  • SEATS:FRONT ASSEMBLY:RECLINER

    Ford Motor Company (Ford) is recalling certain 2018-2020 F-150 and 2019-2020 F-250, F-350, F-450, and F-550 Super Duty pickup trucks, and 2018-2019 Ford Explorer, 2019-2020 Expedition, and 2020 Escape vehicles equipped with driver and/or passenger's manual front seat back recliner mechanisms. Also included are certain 2020 Ford Explorer and Lincoln Aviator vehicles equipped with rear outboard seats and manual seat back recliner mechanisms. The recliner mechanisms may be missing the third pawl required for seat back strength, resulting in a loose seat back. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) numbers 202, "Head Restraints" and 207, "Seating Systems."

    19V633000 ·

  • VISIBILITY:WINDSHIELD WIPER/WASHER:LINKAGES

    Ford Motor Company (Ford) is recalling certain 2020-2021 F-150, Expedition, 2020-2022 Super Duty F-250, F-350, F-450, F-550, and 2020-2021 Lincoln Navigator vehicles. The windshield wiper arms may break, causing the windshield wipers to fail.

    22V250000 ·

+ 3 more recalls not shown

Kerbside Deep AI SearchFree preview

Let AI do the car-buying homework for you.

Kerbside pulls from multiple sources and synthesizes what actually matters — no more 15 open tabs, no more piecing it together from KBB, Edmunds, MotorTrend, Reddit, and YouTube on your own.

AI synthesis

Powered by Claude

  • Reviewer summary — what pro reviewers and real owners agree — and disagree — on
  • Common issues to watch for — model-specific problems, ranked by severity, with sources
  • What real buyers paid — actual out-the-door prices extracted from Reddit threads

Ownership economics

Real market data

  • 5-year total cost of ownership — depreciation + fuel + insurance + maintenance, itemized
  • EPA fuel economy — real MPG + annual fuel cost for this trim
  • Safety ratings + recalls — official NHTSA scores and every open campaign

Curated sources

So you don't have to search

  • Top 5 editorial reviews — from MotorTrend, C&D, Edmunds, Autoblog, and more
  • Top 5 video reviews — ranked YouTube reviews for this exact year and trim
  • Top 5 owner threads — real ownership discussions from auto subreddits

~15 seconds to compile • pulls fresh data from multiple sources every time • cached for you locally

Currently free while in preview. Will become part of Kerbside Premium.

Other years of the Ford F-150

Similar trucks you might compare