Vehicle report

2026 Subaru Ascent

Fair price, market signal, reviews, and common issues — all in one place. Tuned to ZIP 43215 (from your location).

Fair price range

$27,100

$23,600 — $30,650

low confidence

Est. out-the-door

$29,715

$25,961 — $33,522

in Ohio (7.25% tax + fees)

What's shaping this price

  • Mileage (40,000)−$896

    40,000 over expected

Local market signal · 432xx

Avg days on market

44

from 12 comparable listings

30-day price trend

↓ 4.0%

cooling

Prices for this trim in 432xx are trending down — a buyer's edge right now.

Price over its life

Current-year vehicle — no depreciation history yet. Check back once it's been on the road a year.

Next 5 years (forecast)

2026 → 2031
$15.4k$19.3k$23.2k$27.1k$11.5k202620272028202920302031

Projected from today's typical price using the segment's annual depreciation rate, with a small penalty for accumulated mileage. Rough forecast — actual resale value swings with the used-car market.

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Affordability72-month loan · Ohio · 1,000 mi/mo

Potential monthly cost of ownership

Loan + insurance + gas — the three big monthly line items.

Estimated monthly total

Loan + insurance + gas

$705/mo

  • Auto loan

    72 months · 10% down · 7.5% APR (national avg)

    $422/mo

  • Insurance

    Full coverage · Ohio average for midsize cars

    $90/mo

  • Gas

    22 mpg combined · $4.25/gal · 1,000 mi/mo

    $193/mo

Estimated payments — actual rates depend on credit, coverage, and driving.

Long-term ownership costsDepreciation + maintenance over 5 years, assuming 12,000 mi/yr

$18,093over 5 yrs

~$3,619/yr

  • Depreciation

    $13,593

    Segment: midsize

  • Maintenance

    $4,500

    segment ballpark

Depreciation projected from segment averages against today’s typical price; maintenance is an AAA-derived segment ballpark. Loan, insurance, and gas are covered in the Affordability section above.

Safety ratingsOfficial NHTSA crash-test scores + owner complaint volume4 NHTSA complaints
  • Overall

    ★★★★★

    5.0 of 5

  • Frontal crash

    ★★★★★

    5.0 of 5

  • Side crash

    ★★★★★

    5.0 of 5

  • Rollover

    ★★★★★

    4.0 of 5

Averaged across 1 tested body/cab configuration (NHTSA scores by variant).

Safety recallsOfficial NHTSA campaigns for this year / make / model1 total
  • EQUIPMENT:OTHER:LABELS

    Subaru of America, Inc. (Subaru) is recalling certain 2026 Crosstrek Hybrid, 2025-2026 Forester Hybrid, Forester, and 2019-2026 Ascent vehicles. These vehicles were manufactured with an incorrect Gross Axle Weight Rating (GAWR) on the certification label. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) 110, "Tire selection and rims."

    26V436000 · Aug 7, 2026

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  • Reviewer summary — what pro reviewers and real owners agree — and disagree — on
  • Common issues to watch for — model-specific problems, ranked by severity, with sources
  • What real buyers paid — actual out-the-door prices extracted from Reddit threads

Ownership economics

Real market data

  • 5-year total cost of ownership — depreciation + fuel + insurance + maintenance, itemized
  • EPA fuel economy — real MPG + annual fuel cost for this trim
  • Safety ratings + recalls — official NHTSA scores and every open campaign

Curated sources

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