Vehicle report

2023 Toyota Tacoma

Fair price, market signal, reviews, and common issues — all in one place. Tuned to ZIP 43215 (from your location).

Fair price range

$24,800

$23,300 — $26,300

high confidence

Est. out-the-door

$27,248

$25,639 — $28,857

in Ohio (7.25% tax + fees)

What's shaping this price

  • Age (3 yrs)−$8,132

    9%/yr for truck

Local market signal · 432xx

Avg days on market

46

from 55 comparable listings

30-day price trend

↓ 4.7%

cooling

Prices for this trim in 432xx are trending down — a buyer's edge right now.

Price over its life

2023 → 2026
$26.8k$28.9k$30.9k$33k$24.8k2023202420252026

Anchored on the original manufacturer MSRP for this trim, curved to today's typical price via segment depreciation.

Next 5 years (forecast)

2026 → 2031
$16.1k$19k$21.9k$24.8k$13.2k202620272028202920302031

Projected from today's typical price using the segment's annual depreciation rate, with a small penalty for accumulated mileage. Rough forecast — actual resale value swings with the used-car market.

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Affordability72-month loan · Ohio · 1,000 mi/mo

Potential monthly cost of ownership

Loan + insurance + gas — the three big monthly line items.

Estimated monthly total

Loan + insurance + gas

$691/mo

  • Auto loan

    72 months · 10% down · 7.5% APR (national avg)

    $386/mo

  • Insurance

    Full coverage · Ohio average for trucks

    $102/mo

  • Gas

    21 mpg combined · $4.27/gal · 1,000 mi/mo

    $203/mo

Estimated payments — actual rates depend on credit, coverage, and driving.

Long-term ownership costsDepreciation + maintenance over 5 years, assuming 12,000 mi/yr

$14,824over 5 yrs

~$2,965/yr

  • Depreciation

    $9,324

    Segment: truck

  • Maintenance

    $5,500

    segment ballpark

Depreciation projected from segment averages against today’s typical price; maintenance is an AAA-derived segment ballpark. Loan, insurance, and gas are covered in the Affordability section above.

Safety ratingsOfficial NHTSA crash-test scores + owner complaint volume20 NHTSA complaints
  • Overall

    ★★★★★

    4.0 of 5

  • Frontal crash

    ★★★★★

    4.0 of 5

  • Side crash

    ★★★★★

    5.0 of 5

  • Rollover

    ★★★★★

    4.0 of 5

Averaged across 4 tested body/cab configurations (NHTSA scores by variant).

Safety recallsOfficial NHTSA campaigns for this year / make / model4 total
  • CHILD SEAT:VEHICLE LATCH ANCHOR

    Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2022-2023 Tacoma vehicles. One or more of the individual welds in the upper child seat anchors may be insufficient. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 225, "Child Restraint Anchorage System."

    22V520000 ·

  • STEERING:COLUMN

    Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2023 Corolla, Corolla Cross, Corolla Cross Hybrid, Highlander, Highlander Hybrid, Tacoma, 2023 Lexus RX350, RX350 Hybrid, RX500 Hybrid, 2023-2024 Lexus NX250, NX350, and NX350 Hybrid vehicles. An electrical connection inside the steering column's spiral cable assembly may be insufficiently welded, causing the connection to separate and deactivate the driver's air bag. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 208, "Occupant Crash Protection."

    23V480000 · Dec 7, 2023

  • POWER TRAIN:AXLE ASSEMBLY

    Toyota Motor Engineering & Manufacturer (Toyota) is recalling certain 2022-2023 Tacoma vehicles. The axle shaft sub-assembly may separate from the axle housing due to debris causing improperly secured fasteners.

    24V152000 ·

  • STEERING:COLUMN

    Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2023 Toyota Corolla, Corolla Cross, Corolla Cross Hybrid, Highlander, Highlander Hybrid, Tacoma, Lexus RX350, 2023-2024 NX250, and NX350 vehicles that may have been incorrectly repaired under previous NHTSA recall number 23V-480. An electrical connection inside the steering column's spiral cable assembly may be insufficiently welded, causing the connection to separate and deactivate the driver's air bag. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 208, "Occupant Crash Protection."

    25V040000 ·

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Ownership economics

Real market data

  • 5-year total cost of ownership — depreciation + fuel + insurance + maintenance, itemized
  • EPA fuel economy — real MPG + annual fuel cost for this trim
  • Safety ratings + recalls — official NHTSA scores and every open campaign

Curated sources

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  • Top 5 owner threads — real ownership discussions from auto subreddits

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