Vehicle report

2022 Volvo S60

Fair price, market signal, reviews, and common issues — all in one place. Tuned to ZIP 43215 (from your location).

Fair price range

$16,150

$14,050 — $18,250

low confidence

Est. out-the-door

$17,971

$15,719 — $20,223

in Ohio (7.25% tax + fees)

What's shaping this price

  • Age (4 yrs)−$11,959

    13%/yr for midsize

  • Mileage (40,000)+$103

    8,000 under expected

Local market signal · 432xx

Avg days on market

43

from 12 comparable listings

30-day price trend

↓ 4.0%

cooling

Prices for this trim in 432xx are trending down — a buyer's edge right now.

Price over its life

2022 → 2026
$19.2k$22.2k$25.2k$28.2k$16.2k20222023202420252026

Anchored on today's Marketcheck typical price, traced back through segment depreciation to estimate what it cost new.

Next 5 years (forecast)

2026 → 2031
$9.2k$11.5k$13.8k$16.2k$6.9k202620272028202920302031

Projected from today's typical price using the segment's annual depreciation rate, with a small penalty for accumulated mileage. Rough forecast — actual resale value swings with the used-car market.

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Affordability72-month loan · Ohio · 1,000 mi/mo

Potential monthly cost of ownership

Loan + insurance + gas — the three big monthly line items.

Estimated monthly total

Loan + insurance + gas

$518/mo

  • Auto loan

    72 months · 10% down · 7.5% APR (national avg)

    $251/mo

  • Insurance

    Full coverage · Ohio average for midsize cars

    $90/mo

  • Gas

    30 mpg combined · $5.30/gal · 1,000 mi/mo

    $177/mo

Estimated payments — actual rates depend on credit, coverage, and driving.

Long-term ownership costsDepreciation + maintenance over 5 years, assuming 12,000 mi/yr

$12,601over 5 yrs

~$2,520/yr

  • Depreciation

    $8,101

    Segment: midsize

  • Maintenance

    $4,500

    segment ballpark

Depreciation projected from segment averages against today’s typical price; maintenance is an AAA-derived segment ballpark. Loan, insurance, and gas are covered in the Affordability section above.

Safety ratingsOfficial NHTSA crash-test scores + owner complaint volume
  • Overall

    ★★★★★

    5.0 of 5

  • Frontal crash

    ★★★★★

    4.0 of 5

  • Side crash

    ★★★★★

    5.0 of 5

  • Rollover

    ★★★★★

    5.0 of 5

Averaged across 5 tested body/cab configurations (NHTSA scores by variant).

Safety recallsOfficial NHTSA campaigns for this year / make / model4 total
  • SEAT BELTS:FRONT:RETRACTOR

    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 XC40, XC 40 Recharge, V60CC, V90, V90CC, XC90, and 2021-2022 V60, XC60, S60 vehicles. The seat belt automatic locking retractors may deactivate early, which can prevent the child restraint system from securing properly. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 208, "Occupant Crash Protection."

    21V682000 · Jan 9, 2021

  • ENGINE AND ENGINE COOLING:ENGINE:ENGINE CONTROL MODULE (ECU/ECM)

    Volvo Car USA, LLC (Volvo Car) is recalling certain 2022-2023 S60, V60, S90L, XC60, and XC90 vehicles. An electronic control module (ECM) software error may prevent the combustion engine from starting, causing a loss of drive power.

    22V793000 ·

  • AIR BAGS:FRONTAL

    Volvo Car USA, LLC. (Volvo Car) is recalling certain 2019-2024 S60 vehicles. The passenger air bag may not be secured properly, which can cause the air bag to deploy improperly.

    23V780000 ·

  • ELECTRICAL SYSTEM:SOFTWARE

    Volvo Car USA, LLC (Volvo Car) is recalling certain 2020-2021 S90, 2020-2022 S60, V60, XC60, XC90, and 2022 V90 plug-in hybrid vehicles. The high-voltage battery may experience a short circuit within the battery module when the battery is fully charged and the vehicle is parked.

    25V179000 ·

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  • Reviewer summary — what pro reviewers and real owners agree — and disagree — on
  • Common issues to watch for — model-specific problems, ranked by severity, with sources
  • What real buyers paid — actual out-the-door prices extracted from Reddit threads

Ownership economics

Real market data

  • 5-year total cost of ownership — depreciation + fuel + insurance + maintenance, itemized
  • EPA fuel economy — real MPG + annual fuel cost for this trim
  • Safety ratings + recalls — official NHTSA scores and every open campaign

Curated sources

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  • Top 5 editorial reviews — from MotorTrend, C&D, Edmunds, Autoblog, and more
  • Top 5 video reviews — ranked YouTube reviews for this exact year and trim
  • Top 5 owner threads — real ownership discussions from auto subreddits

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