Vehicle report

2022 Lincoln Navigator

Fair price, market signal, reviews, and common issues — all in one place. Tuned to ZIP 43215 (from your location).

Fair price range

$16,150

$14,050 — $18,250

low confidence

Est. out-the-door

$17,971

$15,719 — $20,223

in Ohio (7.25% tax + fees)

What's shaping this price

  • Age (4 yrs)−$11,959

    13%/yr for midsize

  • Mileage (40,000)+$103

    8,000 under expected

Local market signal · 432xx

Avg days on market

43

from 12 comparable listings

30-day price trend

↓ 4.0%

cooling

Prices for this trim in 432xx are trending down — a buyer's edge right now.

Price over its life

2022 → 2026
$19.2k$22.2k$25.2k$28.2k$16.2k20222023202420252026

Anchored on today's Marketcheck typical price, traced back through segment depreciation to estimate what it cost new.

Next 5 years (forecast)

2026 → 2031
$9.2k$11.5k$13.8k$16.2k$6.9k202620272028202920302031

Projected from today's typical price using the segment's annual depreciation rate, with a small penalty for accumulated mileage. Rough forecast — actual resale value swings with the used-car market.

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Affordability72-month loan · Ohio · 1,000 mi/mo

Potential monthly cost of ownership

Loan + insurance + gas — the three big monthly line items.

Estimated monthly total

Loan + insurance + gas

$568/mo

  • Auto loan

    72 months · 10% down · 7.5% APR (national avg)

    $251/mo

  • Insurance

    Full coverage · Ohio average for midsize cars

    $90/mo

  • Gas

    19 mpg combined · $4.31/gal · 1,000 mi/mo

    $227/mo

Estimated payments — actual rates depend on credit, coverage, and driving.

Long-term ownership costsDepreciation + maintenance over 5 years, assuming 12,000 mi/yr

$12,601over 5 yrs

~$2,520/yr

  • Depreciation

    $8,101

    Segment: midsize

  • Maintenance

    $4,500

    segment ballpark

Depreciation projected from segment averages against today’s typical price; maintenance is an AAA-derived segment ballpark. Loan, insurance, and gas are covered in the Affordability section above.

Safety ratingsOfficial NHTSA crash-test scores + owner complaint volume20 NHTSA complaints
  • Overall

    —

  • Frontal crash

    —

  • Side crash

    ★★★★★

    5.0 of 5

  • Rollover

    ★★★★★

    3.5 of 5

Averaged across 4 tested body/cab configurations (NHTSA scores by variant).

Safety recallsOfficial NHTSA campaigns for this year / make / model14 total
  • ELECTRICAL SYSTEM: INTEGRATED TRAILER BRAKE CONTROL

    Ford Motor Company (Ford) is recalling certain 2021-2022 F-150, 2022 Maverick, Expedition, Lincoln Navigator, F-250, F-350, F-450, and F-550 vehicles. Due to a software error, a towed trailer equipped with an electric or electric-over hydraulic brake system may not brake.

    22V193000 ·

  • EXTERIOR LIGHTING:LIGHTING CONTROL MODULE:SOFTWARE

    Ford Motor Company (Ford) is recalling certain 2022 Lincoln Navigator vehicles. The headlight control module software may cause the side marker and daytime running lights to fail. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 108, "Lamps, Reflective Devices, and Associated Equipment."

    22V455000 ·

  • EQUIPMENT:OTHER:OWNERS/SERVICE/OTHER MANUAL

    Ford Motor Company (Ford) is recalling certain 2018-2023 Expedition and Lincoln Navigator vehicles equipped with third-row seating; and 2019-2023 F-Super Duty F-250, F-350, F-450, and F-550 SuperCab vehicles. The owner's manual does not include instructions for adjusting or removing certain head restraints. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 202, "Head Restraints."

    23V420000 · Sep 6, 2023

  • EQUIPMENT:OTHER:LABELS

    Ford Motor Company (Ford) is recalling certain 2020-2025 Explorer, Lincoln Aviator, 2020-2024 Escape, Lincoln Corsair, 2018-2024 F-150, Expedition and Lincoln Navigator vehicles. The air bag warning label may be missing from the dashboard. As such, these vehicles fail to comply with the requirement Federal Motor Vehicle Safety Standard number 208, "Occupant Crash Protection."

    24V852000 · Aug 11, 2024

  • ELECTRICAL SYSTEM: INTEGRATED TRAILER BRAKE CONTROL

    Ford Motor Company (Ford) is recalling certain 2021-2022 F-150, 2022 Maverick, Expedition, Lincoln Navigator, F-250, F-350, F-450, and F-550 vehicles previously repaired incorrectly under recall number 22V-193. Due to a software error, a towed trailer equipped with an electric or electric-over hydraulic brake system may not brake.

    25V132000 · Jan 3, 2025

  • SERVICE BRAKES, HYDRAULIC:FOUNDATION COMPONENTS:HOSES, LINES/PIPING, AND FITTINGS

    Ford Motor Company (Ford) is recalling certain 2022-2024 Navigator and Expedition vehicles. The front brake lines may contact the engine air cleaner outlet pipe and become damaged, possibly resulting in a brake fluid leak and reduced brake function.

    25V314000 · Sep 5, 2025

  • BACK OVER PREVENTION:SOFTWARE

    Ford Motor Company (Ford) is recalling certain 2021-2024 Bronco, F-150, 2021-2024 Edge, 2022-2025 Escape, F-250, F-350, F-450, F-550, F-600, 2022-2024 Expedition, 2022-2025 Transit, 2021-2023 Mach-E, 2024 Ranger, Mustang, 2021-2023 Lincoln Nautilus, 2022-2024 Navigator, and 2023-2024 Corsair vehicles. A software error may cause the rearview camera image to delay, freeze, or not display when the vehicle is in reverse.

    25V315000 · Sep 5, 2025

  • EXTERIOR LIGHTING:LIGHTING CONTROL MODULE:SOFTWARE

    Ford Motor Company (Ford) is recalling certain 2022 Lincoln Navigator vehicles previously repaired under Recall 22V455 (22C14). The headlight control module software may cause the side marker and daytime running lights to fail. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 108, "Lamps, Reflective Devices, and Associated Equipment."

    25V403000 ·

+ 6 more recalls not shown

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Ownership economics

Real market data

  • 5-year total cost of ownership — depreciation + fuel + insurance + maintenance, itemized
  • EPA fuel economy — real MPG + annual fuel cost for this trim
  • Safety ratings + recalls — official NHTSA scores and every open campaign

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