Vehicle report

2021 Toyota Highlander

Fair price, market signal, reviews, and common issues — all in one place. Tuned to ZIP 43215 (from your location).

Fair price range

$22,700

$20,650 — $24,750

medium confidence

Est. out-the-door

$24,996

$22,797 — $27,194

in Ohio (7.25% tax + fees)

What's shaping this price

  • Age (5 yrs)−$17,664

    11%/yr for suv

  • Mileage (40,000)+$357

    20,000 under expected

Local market signal · 432xx

Avg days on market

56

from 58 comparable listings

30-day price trend

↓ 3.7%

cooling

Prices for this trim in 432xx are trending down — a buyer's edge right now.

Price over its life

2021 → 2026
$27k$31.4k$35.7k$40k$22.7k202120222023202420252026

Anchored on the original manufacturer MSRP for this trim, curved to today's typical price via segment depreciation.

Next 5 years (forecast)

2026 → 2031
$13.7k$16.7k$19.7k$22.7k$10.8k202620272028202920302031

Projected from today's typical price using the segment's annual depreciation rate, with a small penalty for accumulated mileage. Rough forecast — actual resale value swings with the used-car market.

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Affordability72-month loan · Ohio · 1,000 mi/mo

Potential monthly cost of ownership

Loan + insurance + gas — the three big monthly line items.

Estimated monthly total

Loan + insurance + gas

$636/mo

  • Auto loan

    72 months · 10% down · 7.5% APR (national avg)

    $353/mo

  • Insurance

    Full coverage · Ohio average for SUVs

    $96/mo

  • Gas

    23 mpg combined · $4.29/gal · 1,000 mi/mo

    $187/mo

Estimated payments — actual rates depend on credit, coverage, and driving.

Long-term ownership costsDepreciation + maintenance over 5 years, assuming 12,000 mi/yr

$15,274over 5 yrs

~$3,055/yr

  • Depreciation

    $10,024

    Segment: suv

  • Maintenance

    $5,250

    segment ballpark

Depreciation projected from segment averages against today’s typical price; maintenance is an AAA-derived segment ballpark. Loan, insurance, and gas are covered in the Affordability section above.

Safety ratingsOfficial NHTSA crash-test scores + owner complaint volume20 NHTSA complaints
  • Overall

    ★★★★★

    5.0 of 5

  • Frontal crash

    ★★★★★

    4.0 of 5

  • Side crash

    ★★★★★

    5.0 of 5

  • Rollover

    ★★★★★

    4.0 of 5

Averaged across 4 tested body/cab configurations (NHTSA scores by variant).

Safety recallsOfficial NHTSA campaigns for this year / make / model4 total
  • STRUCTURE:BODY:BUMPERS

    Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2023 Highlander & Highlander Hybrid vehicles. During normal vehicle operation, minor impact to the front lower bumper cover may result in the cover coming loose or detaching.

    23V720000 ·

  • AIR BAGS:SENSOR:OCCUPANT CLASSIFICATION

    Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2021 Avalon, Avalon Hybrid, Corolla, Highlander, Highlander Hybrid, RAV4, RAV4 Hybrid, Lexus ES350, Lexus RX350, Lexus RX450H, 2021 Sienna Hybrid, Lexus ES250, 2020-2022 Camry, Camry Hybrid, and ES300H vehicles. A short circuit may develop in the Occupant Classification System (OCS) sensor, preventing the front passenger air bag from deploying.

    23V865000 ·

  • TIRES

    Southeast Toyota Distributors, LLC (SET) is recalling certain 2021-2024 Highlander vehicles. The 20-inch accessory tires with an insufficient load rating for the vehicle's Gross Axle Weight Rating (GAWR) were installed. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 110, "Tire Selection and Rims."

    24V452000 ·

  • SEATS:MID/REAR ASSEMBLY:RECLINER

    Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2021-2025 Highlander and Highlander Hybrid vehicles. The second-row seat backs may fail to lock into position during seat back adjustment.

    26V128000 · May 3, 2026

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  • Common issues to watch for — model-specific problems, ranked by severity, with sources
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Ownership economics

Real market data

  • 5-year total cost of ownership — depreciation + fuel + insurance + maintenance, itemized
  • EPA fuel economy — real MPG + annual fuel cost for this trim
  • Safety ratings + recalls — official NHTSA scores and every open campaign

Curated sources

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