Vehicle report

2020 Subaru Outback

Fair price, market signal, reviews, and common issues — all in one place. Tuned to ZIP 43215 (from your location).

Fair price range

$15,300

$13,900 — $16,650

medium confidence

Est. out-the-door

$17,059

$15,558 — $18,507

in Ohio (7.25% tax + fees)

What's shaping this price

  • Age (6 yrs)−$15,091

    11%/yr for suv

  • Mileage (40,000)+$382

    32,000 under expected

Local market signal · 432xx

Avg days on market

49

from 54 comparable listings

30-day price trend

→ 0.4%

stable

Prices for this trim in 432xx are stable.

Price over its life

2020 → 2026
$19k$22.7k$26.3k$30k$15.3k2020202120222023202420252026

Anchored on the original manufacturer MSRP for this trim, curved to today's typical price via segment depreciation.

Next 5 years (forecast)

2026 → 2031
$9.3k$11.3k$13.3k$15.3k$7.3k202620272028202920302031

Projected from today's typical price using the segment's annual depreciation rate, with a small penalty for accumulated mileage. Rough forecast — actual resale value swings with the used-car market.

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Affordability72-month loan · Ohio · 1,000 mi/mo

Potential monthly cost of ownership

Loan + insurance + gas — the three big monthly line items.

Estimated monthly total

Loan + insurance + gas

$481/mo

  • Auto loan

    72 months · 10% down · 7.5% APR (national avg)

    $238/mo

  • Insurance

    Full coverage · Ohio average for SUVs

    $96/mo

  • Gas

    29 mpg combined · $4.25/gal · 1,000 mi/mo

    $147/mo

Estimated payments — actual rates depend on credit, coverage, and driving.

Long-term ownership costsDepreciation + maintenance over 5 years, assuming 12,000 mi/yr

$12,006over 5 yrs

~$2,401/yr

  • Depreciation

    $6,756

    Segment: suv

  • Maintenance

    $5,250

    segment ballpark

Depreciation projected from segment averages against today’s typical price; maintenance is an AAA-derived segment ballpark. Loan, insurance, and gas are covered in the Affordability section above.

Safety ratingsOfficial NHTSA crash-test scores + owner complaint volume20 NHTSA complaints
  • Overall

    ★★★★★

    5.0 of 5

  • Frontal crash

    ★★★★★

    5.0 of 5

  • Side crash

    ★★★★★

    5.0 of 5

  • Rollover

    ★★★★★

    4.0 of 5

Averaged across 1 tested body/cab configuration (NHTSA scores by variant).

Safety recallsOfficial NHTSA campaigns for this year / make / model6 total
  • BACK OVER PREVENTION:DISPLAY FUNCTION

    Subaru of America, Inc. (Subaru) is recalling certain 2020 Legacy and Outback vehicles equipped with "high" grade and "mid" grade multimedia navigation. The August 2020 over-the-air software update may have timed out without completing the installation, corrupting the data, and causing the rearview display to shutoff intermittently. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 111, "Rear Visibility."

    20V766000 · Oct 12, 2020

  • POWER TRAIN:AUTOMATIC TRANSMISSION:CONTROL MODULE (TCM/PCM/TECM)

    Subaru of America, Inc. (Subaru) is recalling certain 2019-2020 Ascent, 2020 Legacy and Outback vehicles. A programming error in the Transmission Control Unit (TCU) may allow the clutch to engage before the drive chain is completely clamped.

    21V955000 · Sep 12, 2021

  • FUEL SYSTEM, GASOLINE:DELIVERY:FUEL PUMP

    Subaru of America, Inc. (Subaru) is recalling certain 2019-2020 Ascent, 2018 Forester, 2018-2020 Impreza, Legacy, Outback, 2018-2019 BRZ, WRX, and Toyota 86 vehicles. The low-pressure fuel pump inside the fuel tank may fail.

    21V587000 ·

  • SERVICE BRAKES, HYDRAULIC:PEDALS AND LINKAGES

    Subaru of America, Inc. (Subaru) is recalling certain 2020 Outback and Legacy vehicles. The brake pedal mounting bracket may have a missing or insufficiently tightened bolt.

    19V664000 ·

  • POWER TRAIN:AUTOMATIC TRANSMISSION:CONTROL MODULE (TCM/PCM/TECM)

    Subaru of America, Inc. (Subaru) is recalling certain 2020-2021 Outback and Legacy vehicles. A programming error in the Transmission Control Unit (TCU) may allow the clutch to engage before the drive chain is completely clamped.

    22V485000 · Aug 7, 2022

  • AIR BAGS:SENSOR:OCCUPANT CLASSIFICATION:FRONT PASSENGER

    Subaru of America, Inc. (Subaru) is recalling certain 2020-2022 Outback and Legacy vehicles. A capacitor in the sensors for the Occupant Detection System (ODS) may crack and short circuit, which can prevent the front passenger air bag from deploying in a crash.

    24V227000 ·

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Ownership economics

Real market data

  • 5-year total cost of ownership — depreciation + fuel + insurance + maintenance, itemized
  • EPA fuel economy — real MPG + annual fuel cost for this trim
  • Safety ratings + recalls — official NHTSA scores and every open campaign

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  • Top 5 owner threads — real ownership discussions from auto subreddits

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