Vehicle report

2012 Toyota Camry

Fair price, market signal, reviews, and common issues — all in one place. Tuned to ZIP 43215 (from your location).

Fair price range

$4,400

$4,150 — $4,650

high confidence

Est. out-the-door

$5,369

$5,101 — $5,637

in Ohio (7.25% tax + fees)

What's shaping this price

  • Age (14 yrs)−$24,015

    13%/yr for midsize

  • Mileage (40,000)+$408

    128,000 under expected

Local market signal · 432xx

Avg days on market

39

from 65 comparable listings

30-day price trend

↓ 1.4%

cooling

Prices for this trim in 432xx are trending down — a buyer's edge right now.

Price over its life

2012 → 2026
$10.3k$16.2k$22.1k$28k$4.4k201220132014201520162017201820192020202120222023202420252026

Anchored on the original manufacturer MSRP for this trim, curved to today's typical price via segment depreciation.

Next 5 years (forecast)

2026 → 2031
$2.5k$3.1k$3.8k$4.4k$1.9k202620272028202920302031

Projected from today's typical price using the segment's annual depreciation rate, with a small penalty for accumulated mileage. Rough forecast — actual resale value swings with the used-car market.

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Affordability72-month loan · Ohio · 1,000 mi/mo

Potential monthly cost of ownership

Loan + insurance + gas — the three big monthly line items.

Estimated monthly total

Loan + insurance + gas

$311/mo

  • Auto loan

    72 months · 10% down · 7.5% APR (national avg)

    $68/mo

  • Insurance

    Full coverage · Ohio average for midsize cars

    $90/mo

  • Gas

    28 mpg combined · $4.29/gal · 1,000 mi/mo

    $153/mo

Estimated payments — actual rates depend on credit, coverage, and driving.

Long-term ownership costsDepreciation + maintenance over 5 years, assuming 12,000 mi/yr

$6,707over 5 yrs

~$1,341/yr

  • Depreciation

    $2,207

    Segment: midsize

  • Maintenance

    $4,500

    segment ballpark

Depreciation projected from segment averages against today’s typical price; maintenance is an AAA-derived segment ballpark. Loan, insurance, and gas are covered in the Affordability section above.

Safety ratingsOfficial NHTSA crash-test scores + owner complaint volume20 NHTSA complaints
  • Overall

    ★★★★★

    5.0 of 5

  • Frontal crash

    ★★★★★

    4.0 of 5

  • Side crash

    ★★★★★

    5.0 of 5

  • Rollover

    ★★★★★

    4.0 of 5

Averaged across 2 tested body/cab configurations (NHTSA scores by variant).

Safety recallsOfficial NHTSA campaigns for this year / make / model2 total
  • AIR BAGS:FRONTAL:SENSOR/CONTROL MODULE-INACTIVE

    Southeast Toyota Distributors, LLC (SET) is recalling certain models interspersed through model years 2009 through 2013 as follows: model year 2009-2012 Tacoma, 4Runner, Camry, Camry Hybrid, Prius, and RAV4; model year 2009-2010 Avalon, FJ Cruiser, and Highlander Hybrid; model year 2010-2013 model year Corolla, Sienna and Tundra; model year 2009-2013 Highlander and Venza; model year 2012 Prius V; and model year 2010-2012 Sequoia. During modification by SET to include accessories such as leather seat covers, seat heaters or headrest DVD systems, these vehicles may not have had the passenger seat occupant sensing system calibration tested. Without passing the calibration test, the occupant sensing system may not operate as designed.

    13V014000 ·

  • ELECTRICAL SYSTEM

    Toyota is recalling certain model year 2012-2013 Avalon, Avalon HV, Venza, Camry, and Camry HV vehicles. In the affected vehicles, the drain hose for the air conditioning condenser may become clogged causing water to accumulate at the bottom of the air conditioning condenser unit housing. The accumulated water may then leak through a seam in the housing onto the air bag control module potentially resulting in a short circuit of the module.

    13V442000 ·

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  • Common issues to watch for — model-specific problems, ranked by severity, with sources
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Ownership economics

Real market data

  • 5-year total cost of ownership — depreciation + fuel + insurance + maintenance, itemized
  • EPA fuel economy — real MPG + annual fuel cost for this trim
  • Safety ratings + recalls — official NHTSA scores and every open campaign

Curated sources

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  • Top 5 owner threads — real ownership discussions from auto subreddits

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