Vehicle report

2012 Lincoln Navigator

Fair price, market signal, reviews, and common issues — all in one place. Tuned to ZIP 43215 (from your location).

Fair price range

$4,400

$3,800 — $4,950

low confidence

Est. out-the-door

$5,369

$4,726 — $5,959

in Ohio (7.25% tax + fees)

What's shaping this price

  • Age (14 yrs)−$24,015

    13%/yr for midsize

  • Mileage (40,000)+$408

    128,000 under expected

Local market signal · 432xx

Avg days on market

35

from 12 comparable listings

30-day price trend

↓ 5.6%

cooling

Prices for this trim in 432xx are trending down — a buyer's edge right now.

Price over its life

2012 → 2026
$11k$17.7k$24.3k$30.9k$4.4k201220132014201520162017201820192020202120222023202420252026

Anchored on today's Marketcheck typical price, traced back through segment depreciation to estimate what it cost new.

Next 5 years (forecast)

2026 → 2031
$2.5k$3.1k$3.8k$4.4k$1.9k202620272028202920302031

Projected from today's typical price using the segment's annual depreciation rate, with a small penalty for accumulated mileage. Rough forecast — actual resale value swings with the used-car market.

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Affordability72-month loan · Ohio · 1,000 mi/mo

Potential monthly cost of ownership

Loan + insurance + gas — the three big monthly line items.

Estimated monthly total

Loan + insurance + gas

$425/mo

  • Auto loan

    72 months · 10% down · 7.5% APR (national avg)

    $68/mo

  • Insurance

    Full coverage · Ohio average for midsize cars

    $90/mo

  • Gas

    16 mpg combined · $4.27/gal · 1,000 mi/mo

    $267/mo

Estimated payments — actual rates depend on credit, coverage, and driving.

Long-term ownership costsDepreciation + maintenance over 5 years, assuming 12,000 mi/yr

$6,707over 5 yrs

~$1,341/yr

  • Depreciation

    $2,207

    Segment: midsize

  • Maintenance

    $4,500

    segment ballpark

Depreciation projected from segment averages against today’s typical price; maintenance is an AAA-derived segment ballpark. Loan, insurance, and gas are covered in the Affordability section above.

Safety ratingsOfficial NHTSA crash-test scores + owner complaint volume12 NHTSA complaints
  • Overall

    ★★★★★

    4.0 of 5

  • Frontal crash

    ★★★★★

    4.0 of 5

  • Side crash

    ★★★★★

    5.0 of 5

  • Rollover

    ★★★★★

    3.5 of 5

Averaged across 4 tested body/cab configurations (NHTSA scores by variant).

Safety recallsOfficial NHTSA campaigns for this year / make / model3 total
  • POWER TRAIN:AUTOMATIC TRANSMISSION

    Ford Motor Company (Ford) is recalling certain model year 2011-2012 Ford F-150 trucks, 2012 Ford Expedition, Lincoln Navigator, and Ford Mustang vehicles. The affected vehicles are equipped with an automatic transmission that may unexpectedly downshift to first gear, regardless of vehicle speed.

    16V248000 ·

  • POWER TRAIN:AUTOMATIC TRANSMISSION:CONTROL MODULE (TCM/PCM/TECM)

    FORD IS RECALLING CERTAIN MODEL YEAR 2011-2012 FORD F-150, 2012 EXPEDITION AND LINCOLN NAVIGATOR, AND 2012-2013 MUSTANG VEHICLES, FOR FAILING TO COMPLY WITH THE REQUIREMENTS OF FEDERAL MOTOR VEHICLE SAFETY STANDARD NOS. 102, "TRANSMISSION SHIFT LEVER SEQUENCE, STARTER INTERLOCK, AND TRANSMISSION BRAKING EFFECT" AND 108 “LAMPS, REFLECTIVE DEVICES AND ASSOCIATED EQUIPMENT.” THESE VEHICLES MAY HAVE A TRANSMISSION RANGE SENSOR (TRS) THAT WAS CALIBRATED OUT OF SPECIFICATION FOR REVERSE GEAR.

    12V190000 · Mar 5, 2012

  • SEATS:MID/REAR ASSEMBLY

    FORD IS RECALLING CERTAIN MODEL YEAR 2012 EXPEDITION AND LINCOLN NAVIGATOR VEHICLES, MANUFACTURED FROM NOVEMBER 19, 2011, THROUGH DECEMBER 2, 2011, FOR FAILING TO COMPLY WITH THE REQUIREMENTS OF FEDERAL MOTOR VEHICLE SAFETY STANDARD NO. 202, "HEAD RESTRAINTS." THESE VEHICLES MAY HAVE INADEQUATE WELDS ON THE HEAD RESTRAINT SUPPORT BRACKETS FOR THE SECOND ROW, RIGHT-HAND SEAT.

    12V034000 · Feb 2, 2012

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  • Reviewer summary — what pro reviewers and real owners agree — and disagree — on
  • Common issues to watch for — model-specific problems, ranked by severity, with sources
  • What real buyers paid — actual out-the-door prices extracted from Reddit threads

Ownership economics

Real market data

  • 5-year total cost of ownership — depreciation + fuel + insurance + maintenance, itemized
  • EPA fuel economy — real MPG + annual fuel cost for this trim
  • Safety ratings + recalls — official NHTSA scores and every open campaign

Curated sources

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